Roof ice dams can cause significant property damage by trapping melted snow and preventing proper drainage. The pooled water can seep under shingles, leading to roof leaks and water intrusion into walls, ceilings, and insulation. Prolonged moisture exposure may result in mold growth and weaken the structural integrity of the affected areas. Additionally, ice dams can damage gutters and downspouts, causing them to bend, break, or detach entirely. Prompt removal of ice dams and addressing insulation or ventilation issues are essential to prevent further damage and protect the property.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%
