Home tornado property damage is often characterized by extensive destruction caused by high winds and heavy rain.

Commercial property tornado damage is often characterized by extensive destruction caused by high winds and heavy rain.

Hurricane home property damage is often characterized by extensive destruction caused by high winds, heavy rain, and storm surges.

Commercial property hurricane damage is often characterized by extensive destruction caused by high winds, heavy rain, and storm surges.

A lightning strike can cause significant property damage by directly impacting the structure or creating power surges.

Hail can damage windows by cracking, shattering, or chipping the glass, compromising the safety and insulation of the home.

Hail can cause severe roof damage by denting, cracking, or puncturing shingles and other roofing materials.

Hail can damage home siding by creating dents, cracks, or holes in the material, compromising its protective barrier.

Hail can damage roof flashing by denting, cracking, or dislodging the metal pieces designed to seal and protect roof edges and joints.

Frozen exterior walls can cause significant property damage as trapped moisture within the wall materials expands when it freezes, leading to cracks and fractures.

Frozen pipes can cause severe property damage when water inside the pipes expands, leading to cracks or bursts.

Frozen and iced gutters and downspouts can cause significant damage to property by blocking the proper flow of water away from the home.

An outdoor frozen faucet can cause significant damage to property when the water inside the faucet or connected pipes freezes and expands.

Roof ice dams can cause significant property damage by trapping melted snow and preventing proper drainage.

An electrical fire can cause extensive property damage by igniting nearby materials such as insulation, walls, or furniture.

A fire caused by heating equipment can result in significant property damage, often starting near furnaces, space heaters, or chimneys.

A kitchen fire can cause extensive property damage by charring cabinets, countertops, and appliances, often requiring complete replacements.

High winds can shatter windows, creating safety hazards from broken glass and exposing the home’s interior to the elements.

Strong winds can loosen or rip off sections of home siding, exposing the structure to moisture and temperature fluctuations.

Wind can cause significant damage to roofs, ranging from minor issues like displaced shingles to severe structural problems.

Wind can uproot trees or break branches, causing them to fall on homes and result in serious structural damage.

An air conditioner water leak can cause property damage by allowing excess moisture to seep into walls, ceilings, and floors.

A burst water pipe can release large volumes of water, quickly flooding areas of a home and causing extensive damage.

A burst fire sprinkler pipe can cause significant water damage to property by releasing large amounts of water uncontrollably.

A broken septic or sewer pipe can cause severe property damage by releasing raw sewage into the surrounding area.