N/A

No fee cap exceptions.

No fee cap exceptions.

N/A

No fee cap exceptions.

The fee cap is 10% during a catastrophic disaster.

Connecticut General Statutes, Title 38a - Insurance, Chapter 701b - Public Adjusters, Section 38a-726: "No public adjuster shall charge or collect a fee if, within thirty days of a loss to a structure covered by a fire insurance policy, the insurer offers in writing to pay the full policy limits."

No fee cap exceptions.

During a declaration of a state of emergency, the fee cap is lowered to 10%. This provision applies to claims made during the year after the declaration of emergency. After this time period, the fee cap goes back to 20%.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

From the Illinois Department of Insurance: "The Public Adjuster may not charge, agree to, or accept any compensation, payment, commission, fee, or other valuable consideration more than 10% of the amount of the insurance settlement claim paid by the insurer unless approved in writing by the Illinois Director of Insurance [used when property is not a personal residence and damage was the result of a catastrophic event]."

No fee cap exceptions.

According to the Iowa Insurance Division: "In the event of a catastrophic disaster, there shall be limits on catastrophic fees. No public adjuster shall charge, agree to or accept as compensation or reimbursement any payment, commission, fee, or other thing of value equal to or more than 10 percent of any insurance settlement or proceeds."

No fee cap exceptions.

During catastrophic disasters, the fee cap is lowered to 10% of the claim settlement.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

(a) Ten percent of the amount of insurance claim payments by the insurer for claims based on events that are the subject of a declaration of a state of emergency by the governor. Such provision applies to claims made during the period of one year after such declaration of emergency; (b) Twenty percent of the amount of all other insurance claim payments; (3) That if the insurer pays or commits in writing to pay to the insured the policy limits of the insurance policy within ninety-six hours of the loss being reported to the insurer, the public adjuster is not entitled to compensation based on a percentage of the insurance settlement, but is entitled to reasonable compensation as specified in the written contract for the public adjuster's actual time and expenses provided to the insured before the claim was paid or the written commitment to pay was received.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

During a catastrophic disaster, the fee cap is lowered to 10% of a claim settlement.

From N.Y. Comp. Codes R. & Regs. Tit. 11 § 25.7: "No public adjuster shall charge a fee in excess of 12.5 percent of the recovery for services rendered by the adjuster, with respect to a claim, except a public adjuster may charge a fee of up to 20 percent on a supplemental claim if the aggregate fee charged is less than or equal to 12.5 percent of the full claim payment. The public adjuster shall compute the fee based upon any monies paid by the insurer for any insurance claim for which the public adjuster represents the insured or has negotiated or effected a settlement, after the insured has retained the services of the public adjuster."

During a catastrophic disaster, the fee is capped at 10% of the claim settlement.

During a catastrophic disaster, the fee is capped at 10% of a claim settlement.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

During a catastrophic event, the fee is capped at 10% of a claim settlement.

No fee cap exceptions.

No fee cap exceptions.

From TN Code § 56-6-913: "A public adjuster may charge the insured a reasonable fee. If a contract between the public adjuster and the insured is formed before the insurance carrier has made an offer of settlement, then the public adjuster may not charge a fee that is greater than fifteen percent (15%) of the total proceeds of the insurance settlement. If a contract between the public adjuster and the insured is formed after the insurance carrier has made an offer of settlement, then the public adjuster may not charge any more than twenty-five percent (25%) of the difference between the insurance company's last offer to the insured prior to the public adjuster contract with that insured and the last offer after the public adjuster entered a contract with the insured and negotiated, if any, additional settlement proceeds. If the insured has obtained a home mortgage in the amount of one hundred percent (100%) of the appraised value of the home, then a public adjuster may charge a fee not to exceed ten percent (10%) of the total proceeds of an insurance settlement that is a total loss of the home, which shall be deemed to be a policy limit payment, occurring during a catastrophic disaster within the first twelve (12) months of the term of the home mortgage. This limitation applies regardless of when a contract is entered into between the public adjuster and the insured; provided, however, that a public adjuster shall charge no fee on any advance payment prior to the contract between the insured and the public adjuster to the insured. Nothing in this subsection (a) prohibits a public adjuster from charging a variation of fees, so long as those fees do not exceed the amounts prescribed in this subsection (a). This subsection (a) shall not apply to commercial insurance."

No fee cap exceptions.

No fee cap exceptions.

No fee cap exceptions.

During a catastrophic event, the fee is capped at 10% of a claim settlement.

No fee cap exceptions.

During a catastrophic event, the fee is capped at 10% of a claim settlement.

During a catastrophic event, the fee is capped at 10% of a claim settlement.

No fee cap exceptions.