An outdoor frozen faucet can cause significant damage to property when the water inside the faucet or connected pipes freezes and expands. This expansion can lead to cracks in the faucet or nearby plumbing, causing leaks once the ice thaws. Water from a broken faucet or pipe can flood surrounding areas, damaging walls, foundations, and landscaping. Prolonged exposure to moisture may also lead to mold growth or structural weakening. Promptly addressing frozen faucets and ensuring proper insulation during cold weather are essential to preventing costly property damage.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%