A kitchen fire can cause extensive property damage by charring cabinets, countertops, and appliances, often requiring complete replacements. Smoke from the fire can spread throughout the home, leaving soot and odors on walls, ceilings, and furniture. The intense heat can warp or melt nearby materials, including flooring and electrical wiring, posing additional safety risks. Water or foam used to extinguish the fire may cause secondary damage, such as waterlogged floors and structural weakening. Prompt cleanup and restoration are essential to mitigate further damage and ensure the home is safe for occupancy.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%