Frozen and iced gutters and downspouts can cause significant damage to property by blocking the proper flow of water away from the home. Ice buildup adds extra weight, potentially leading to sagging, cracks, or detachment of gutters and downspouts. Water trapped by the ice can seep into the roof or walls, causing leaks, mold growth, and structural damage. Overflowing water due to blocked drainage can pool near the foundation, increasing the risk of cracks, erosion, or basement flooding. Timely removal of ice and proper maintenance of gutters and downspouts are essential to protect the home from these costly damages.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%
