Hail can damage home siding by creating dents, cracks, or holes in the material, compromising its protective barrier. Vinyl siding is particularly prone to cracking or chipping when struck by large hailstones, while metal siding may develop noticeable dents. Damaged siding can expose the underlying structure to moisture, leading to water infiltration, mold growth, and structural deterioration. Hail impacts can also strip away paint or finishes, reducing the home’s aesthetic appeal and potentially requiring extensive repairs. Prompt assessment and replacement of damaged siding are essential to restore the home’s appearance and ensure long-term protection.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%