A fire caused by heating equipment can result in significant property damage, often starting near furnaces, space heaters, or chimneys. The intense heat can burn through walls, floors, and ceilings, compromising the structural integrity of the affected areas. Smoke from the fire can spread quickly, coating surfaces with soot and leaving lingering odors throughout the home. Electrical wiring and nearby furniture or belongings may be damaged by flames, heat, or smoke, requiring costly repairs or replacements. Immediate fire suppression and professional restoration are essential to minimize damage and ensure the property is safe for use.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%