Frozen pipes can cause severe property damage when water inside the pipes expands, leading to cracks or bursts. Once the ice thaws, the damaged pipes can release large amounts of water, flooding walls, ceilings, and floors. This water can soak into structural materials, causing warping, rot, and mold growth, which may require extensive repairs. Frozen pipes can also disrupt plumbing systems, making sinks, toilets, and appliances unusable until the issue is resolved. Insulating pipes and taking precautions during freezing temperatures are essential to prevent costly water damage and maintain the integrity of the property.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%