An electrical fire can cause extensive property damage by igniting nearby materials such as insulation, walls, or furniture. The heat from the fire can melt or damage electrical wiring, requiring costly rewiring and repairs to the home's electrical system. Smoke from the fire can spread throughout the property, leaving soot, discoloration, and lingering odors on surfaces and in the air. Flames may compromise the structural integrity of walls, ceilings, or floors, leading to further safety concerns. Prompt extinguishing of the fire and professional remediation are crucial to restoring the property and preventing future electrical hazards.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%