An air conditioner water leak can cause property damage by allowing excess moisture to seep into walls, ceilings, and floors. Prolonged leaks can weaken building materials, leading to stains, warping, and potential structural damage. The moisture creates an ideal environment for mold growth, which can compromise indoor air quality and require extensive remediation. Water leaking near electrical systems or outlets poses a safety risk, increasing the chance of electrical damage or fire hazards. Timely detection and repair of the leak are essential to minimize property damage and avoid costly repairs.
Each year, 1 in every 20 insured homes file an insurance claim with 98% involving property damage. (Insurance Information Institute, 2021. Claim average from 2017-2021.)
using a Public Adjuster increases the average insurance claim by 747%