This peril is also known as "electrical damage," covers damage to an insured structure caused by the discharge of an artificially generated electrical current, as opposed to naturally occurring currents like lightning. The damage must be sudden and unexpected, not gradual or foreseeable.
The sudden and accidental damage from artificially generated electrical current peril covers unexpected damage to an insured structure caused by electrical surges or discharges from artificial sources, such as power surges or short circuits. It excludes coverage for gradual damage, foreseeable issues, or damage to certain electrical components like tubes, transistors, or similar devices.
AVERAGE COST PER ELECTRICAL CURRENT CLAIM:
$11,971
A sloppy inspection from your assigned insurance adjuster can cause your claim to be denied or undervalued.
Tiger Adjusters offers no-cost property inspections utilizing the latest technology to capture a full and accurate account of all damages.
Be honest — did you read the fine print of your insurance policy?
When property damage occurs, our team reviews your policy and provides expert advice on a recommended course of action for your claim.
We create a detailed loss estimate and file your claim plus complete all the required documentation.
It’s tedious work but when it comes to the value of your claim, the dollars are in the details!
Tiger Adjusters fully represents you in negotiations with your insurance company. We review the carrier’s inspection report, estimate, and settlement offer to evaluate if you are being paid fairly.
If not, we fight for funds for all covered damage so that you can repair and restore your property.