The vehicles peril in homeowners insurance covers damage to the home and other insured structures caused by a vehicle, regardless of whether the vehicle is owned or operated by the policyholder or someone else. This includes accidental collisions with the structure but excludes damage caused by vehicles used for business purposes or intentional acts. Personal property inside the home is generally not covered unless explicitly stated in the policy.
This peril covers damage directly caused to an insured structure by a vehicle, including damage resulting from objects thrown by vehicles.
However, it does not apply when a vehicle owned or operated by the insured or a resident of the insured building causes damage to the following:
AVERAGE COST PER VEHICLES CLAIM:
$3,000 approximately
A sloppy inspection from your assigned insurance adjuster can cause your claim to be denied or undervalued.
Tiger Adjusters offers no-cost property inspections utilizing the latest technology to capture a full and accurate account of all damages.
Be honest — did you read the fine print of your insurance policy?
When property damage occurs, our team reviews your policy and provides expert advice on a recommended course of action for your claim.
We create a detailed loss estimate and file your claim plus complete all the required documentation.
It’s tedious work but when it comes to the value of your claim, the dollars are in the details!
Tiger Adjusters fully represents you in negotiations with your insurance company. We review the carrier’s inspection report, estimate, and settlement offer to evaluate if you are being paid fairly.
If not, we fight for funds for all covered damage so that you can repair and restore your property.
