Peril: Damage caused by Aircraft

The aircraft peril in homeowners insurance covers damage caused by an aircraft or objects falling from it. This includes damage to the home's structure, personal property, and other insured structures. Examples include a plane crashing into the property or debris falling from an aircraft. Coverage is typically limited to accidental incidents and excludes intentional acts or war-related damage.

An “aircraft” can be any of the following:

  • An airplane
  • A dirigible
  • A balloon
  • A helicopter
  • A self-propelled missile
  • A spacecraft

AVERAGE COST PER AIRCRAFT CLAIM: 

Unknown due to the rarity

Due to the extremely rare nature of aircraft damage to homes, finding a concrete "average loss amount claimed per home" for damage caused by aircraft is nearly impossible.

The changes of a home being hit be aircraft of aircraft debris are very low considering that the odds of a plane crashing are 0.000001% (Bureau of Transportation Statistics, 2023)

Insurance policy types (forms) that cover this peril

Troy Tiger happy on Dark blue circle background
"Damage caused by aircraft—because, yeah, sometimes gravity takes a vacation, and your house ends up in the flight path of chaos. Imagine this: some rookie pilot gets a little too close, and now your roof is playing host to an unexpected landing. Or maybe it’s just some daredevil stunt gone wrong—whoops, that’s your living room now!"
Troy Tiger
Get Help with Your Insurance Claim

Leverage Tiger Adjusters'

Expertise & services

Public Adjusters at Tiger Adjusters are trained to create accurate and detailed property inspections to correctly account for all loss or damage.

Free property inspection

A sloppy inspection from your assigned insurance adjuster can cause your claim to be denied or undervalued.

Tiger Adjusters offers no-cost property inspections utilizing the latest technology to capture a full and accurate account of all damages.

Public Adjusters at Tiger Adjusters offer a free insurance policy review.

Complimentary policy review

Be honest — did you read the fine print of your insurance policy? 

When property damage occurs, our team reviews your policy and provides expert advice on a recommended course of action for your claim.

Public Adjusters at Tiger Adjusters are trained to create detailed loss estimates to file with an insurance claim.

Filing claim & All necessary paperwork

We create a detailed loss estimate and file your claim plus complete all the required  documentation.

It’s tedious work but when it comes to the value of your claim, the dollars are in the details! 

Public Adjusters at Tiger Adjusters  fully represent you in insurance carrier negotiations. We fight to recover all funds needed to cover your property damage.

Negotiating your claim

Tiger Adjusters fully represents you in negotiations with your insurance company. We review the carrier’s inspection report, estimate, and settlement offer to evaluate if you are being paid fairly. 

If not, we fight for funds for all covered damage so that you can repair and restore your property.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Free Property inspection & Policy Review

Tiger Adjusters Representative

Blog